For you, and the family who helps you
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Letter Reader and Scam Warnings
LetterWise explains letters, bills, forms, statements, contracts, emails and texts in plain words. It also checks payment requests, QR codes, phone calls and voicemails for scam warning signs.
Your first 2 letters are free (up to 5 pages each). No card needed.
How it works
- 1
Take a photo
Snap the letter with your phone, or upload a PDF. Up to 30 pages; every 5 pages counts as 1 letter.
- 2
Check the words
We show you the text we read, so you know nothing was missed.
- 3
Get plain answers
What it is, what it means, key dates, money, and next steps.
Hear it out loud
Tap to have the explanation or the letter read to you, slowly if you like.
English and Spanish
Get an English letter explained in Spanish, or the other way around.
Scam warning signs
We point out pressure, threats, gift-card requests and other red flags.
See it in action
Three made-up letters, explained the LetterWise way.
Made-up example letter
The Bottom Line
This is a bill from Riverbend Hospital for an emergency room visit.
They say you owe $484.50.
Check the bill with your insurance, then pay it or call the hospital by November 2, 2026.
Scroll down for dates, amounts, next steps and more.
Read-aloud isn't available in this browser.
Dates and amounts
Deadlines
Pay by
November 2, 2026
If this letter has a deadline, check that the letter is real promptly, before that date. Don't ignore it.
Amounts
You owe
$484.50
Total charges
$2,860.00
Insurance paid
-$1,975.50
Late fee
$25.00
As written in the letter
What to do next
- Check that the visit date and amount match your insurance statement (called an Explanation of Benefits).
- Before November 2, 2026, call the hospital using the number on its official website to confirm the bill.
- If $484.50 is too much at once, ask about a payment plan or financial assistance.
- Keep this bill and write down who you spoke with.
Ask your doctor's office or insurance company about this.
Scam warning signs
No obvious warning signs in the visible text. This does not confirm the letter is real.
To check if this letter is real, contact the company using a phone number from your own statements, account or their official website, not the number or link on this letter.
This is a helpful explanation, not legal, medical or financial advice. Confirm important details with the sender or a professional.
Help your parents from anywhere
With the Family plan, an adult child can pay and invite up to 4 family members. Mom scans the letter at home; everyone gets clear answers.
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